When generating a virtual card for a supplier payment in Visa Commercial Pay, a card deployer must always specify the maximum Charge Amount and Validity Dates to be applied to the card. If you wish to apply further controls to some or all virtual cards being generated for their supplier spend, you can set these up in Administration > Card Pools > Advanced Card Controls.
The Advanced Card Controls functionality needs to be enabled at card issuer level by the Visa Commercial Pay team and is available for Visa VPA specific card pools.
You can use merchant controls to limit which types of merchants are able to charge the card. By setting one or more Blocked Merchant Category Groups, any merchant in those groups will NOT be able to charge the card.
You can use merchant controls to limit which types of merchant are able to charge the card. By setting one or more Permitted Merchant category Groups, only merchants in those groups will be able to charge the card.
Single Use Only
Single Use controls enable you to specify if you’d like the card to be restricted to a single charge or allow multiple charges by the merchant. Cards are multi-use by default.
This control allows you to specify the maximum number of times a virtual card can be used by a supplier. The cumulative total of transactions can still not exceed the maximum Charge Amount applied to the card.
Budget controls allow you to specify, if and when, the credit limit on the card will be reset. Applying the Budget Monthly control will ensure that the chosen deployment amount will be made available each month. For instance, you may want to set a card with a budget of $1,000 per month, to be active for 12 months.
You can allow card deployers to choose which advanced card controls they apply to each virtual card. Alternatively, you can create Templates of combined controls for a card deployer to apply when making a supplier payment.
Select the Advanced Card Controls you would like to make available to card deployers. If you have multiple Card Pools in Visa Commercial Pay, you can choose to make different controls available per card pool.
Advanced Card Control Templates
If you would prefer not to ask card deployers to select which individual controls they would like to apply per supplier payment, you can create Advanced Card Control Templates for card deployers to choose from by clicking Add Template.
Enter a name for the Template.
Visa Commercial Pay will display this Template name to card deployers. We recommend entering a friendly name to make it clear that the Template should be used for particular supplier payments - or even specific suppliers. Select the individual Advanced Card Control(s) you wish to apply to the Template.